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Not all agents are the same! To see why I am an expert, call me at 662.338.0004.
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Find Out About the Latest Homes for Sale First! We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS. Find Out More > View All Offers >
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Compare three mortgages at one
time. Download TripleCalc now. It's free.
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Click On The Pet Photos Above To See A Gallery
Of My Sweet Pets!
Welcome! Making a commitment to a realtor is an extremely important decision. You need someone you can trust!  If you’re selling... You need someone who has the same sense of urgency about selling your property as you do. If you have to move before your property sells, you need to know that your agent will continue to work hard to find a buyer. You need an agent who will put your listing on her website so that it available to virtually anyone in the world. You need someone who will actively search for a qualified buyer and who will follow-up on all leads! If you’re buying... You need someone who will listen to your needs and try to match you to just the right location and who understands that you have to find the perfect place so you can get your life back in order - soon. If you know that your stay here will be short-term, you need someone who can advise you about the safest area to buy in terms of resale. You need someone who knows where the schools and churches and grocery stores are. You need someone who can direct you to the appraisers, lending agents, surveyors, utility companies. You need someone who will help you with the transition to the Starkville/MSU area. You need a realtor who will make a commitment to you! I have made a commitment to this community and I am actively involved with community service agencies such as the Rotary Club, Chamber of Commerce, Oktibbeha County Humane Society, Starkville Arts Council, Starkville Community Theater, Starkville Symphony Association, and United Way. I have shown this commitment for over 28 years and I look forward to putting this commitment to work for you today! -Pat Lane, Your Starkville/MSU Real Estate Connection  
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Financing Your Home >Home Free
Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.
The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.
Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.
It isn't as simple as conventional wisdom--consult a financial expert.
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What criteria determines the hottest real estate markets?
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| A |
Job/personal income growth; population/household growth; housing affordability/appreciation; and current inventory of homes for sale. |
See More Real Estate Trivia > |
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