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Pat Lane
Not all agents are the same! To see why I am an expert, call me at 662.338.0004.




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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

Remember: As top Starkville, Columbus and Mississippi State area real estate agents, it's our job to know more about a property than any web site. Make sure you have the most current information! 



School Reports in Starkville, Columbus and Mississippi State, Mississippi
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Mississippi Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Starkville, Columbus and Mississippi State 



Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Real Estate Trivia
Q 
Nearly every state has a mandate for seller disclosure. What must a seller disclose?

A 
The seller must disclose any existing problems, defects or conditions that could affect the value of the house.
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Pat Lane, REALTOR®, real estate agent and broker for Starkville, Columbus and Mississippi State Mississippi home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat Lane
Coldwell Banker SRE Realtors

411 East Lampkin St.
Starkville, MS. 39759
Phone: 662-338-0004
Email: PatLane@PatLane.com


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